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A Guide to Commercial Real Estate Loans – A commercial real estate loan, also known as a business mortgage, is a loan for property used for commercial purposes. The collateral for the mortgage can partially be the building itself, whether.
A commercial real estate loan is most commonly used to purchase and/or renovate an owner-occupied commercial property. An "owner-occupied" commercial property is generally considered to be a property where the business occupies at least 51% of the building.
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